Curiosity & Real Estate

So my Tinder “friend” left his phone unlocked when he went to the shower, so I let my curiosity get the better of me. I couldn’t help but wonder, was I losing trust in him or was I really just curious?

I noticed his Tinder profile as I was swiping through, and I couldn’t help but wonder, should I be mad at him for not deleting his profile, or am I equally to blame, because I still have mine?

In my mind when it comes to relationships, it’s always prudent to aim for a man with class, and direction over a boy with swag. But this “friend” is different. Different in the since he is 27yrs old, with an incredible mind for business specifically real estate.

The guy owns 26 apartments, and 10 moving trucks, and did not come from money. So again I’m like curious as hell as to how he got his start. Well long story short, he caught me on his phone… and I flat out asked, “are you a drug dealer? How are you doing all of this at 27?” He shook his head, took his phone, dressed then left.

Fast forward: I did not hear from this guy for a month or so–then out of the blue I got an email from him:

When you think about making money, you have to think about helping and serving others. Why? Because that is where money comes from. Other people.

There are two main ways to serve other people. You either add value to their lives or you provide a service to them.

In the real estate context, this is the difference between the dealer (flipper) and the investor. The flipper is the add value person. The investor is the service provider.

Let’s start with the dealer. You go out to a neighborhood where you properly evaluate a home to be worth $120,000. That is the after repaired value or ARV. Because of reasons such as death, deferred maintenance, divorce, foreclosure or taxes, you are able to buy it for $75,000. In this case we’ll say $20K in deferred maintenance is the reason for the low price. You now purchase the property for $75,000, put $20,000 into rehab and have about $5000 in holding and closing costs. This puts you all in at $100,000. You put it on the market and sell the property in a couple of months for $120,000. This gives you a net profit of $20,000.

First let’s look at where the $20,000 came from. Did the real estate give you any money? No. It was the family that bought the property that gave you the money. You made money because you added value to other peoples lives.

Now let’s look at the investor. Take your average 40 unit apartment complex or 20 single family homes. You are going to net about $4000 per month if run effectively. Where does that money come from? Again, it comes from other people. It comes from providing a service to the families that you are providing a place to live.

It is important here to make a distinction between the dealer and the investor. If you will think about the $20,000 versus the $4000 it can sometimes look like the dealer is the better deal. However, let’s look closer.

If you’re a flipper and you buy, fix-up and sell a house profiting $20,000, how long does it take you to spend that money? For most people it’s not very long.

Remember that dealing is not investing–it is not investing. It is earned income so it is taxed differently.

First you have to pay both sides of the social security and Medicare. That is about 15% right there. Then you have to pay your income tax and that can be an additional 25 to 35%. So if you have to pay the lower tax, that means that 40% of that $20,000 is gone the minute you close the deal. You are left with $12,000.

Now let’s say that your bills, car note, house note, food, toothpaste…everything comes to $4000 a month. How long does it take to spend that $12,000? Just 3 months.

To get another $20,000 what do you have to do? You must go out and find another house and do it all over again. This is active or earned income and you are taxed as such.

Now let’s look at the investor with the 20 rent houses and $4000 a month profit. If their bills are $4000 a month and every month those 20 rent houses hand them $4000 a month, when do they have to go back to work? They don’t.

This is the difference between financial independence and self-employment. A dealer or flipper is just self-employed. He or she is constantly working to get that next house and get that next quick fix.

An investor is done. They are truly financially independent, hence this is how I got started. I bought a small apartment for $27k, moved in with my parents, rented the apartment out–then bought another within a year. I just kept buying apartments. Then realized people need away to move their stuff so I bought a junk truck for $4k blah blah blah.

I never saw that guy again. Matter-fact, he blocked me on all Social Media, and my number.

Question: You think I missed out on a good thing?

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SurveyStud: In the App Store

Cunnilingus 101

So lets talk about cunnilingus a.k.a. eating pussy, crunching the carpet, mustache extension or whatever grotesque names out there.

I can report I had a horrible experience a few days back, hence I feel it’s time to bring this topic to the front of the congregation. So I turned to trusted friend Amy Goldenberg, Consumer Research Analyst, SurveyStud Inc, to help “the guys” understand exactly what to do when mouth meets vagina.

Please remember going down on a woman is chess not checkers. Meaning you have to watch, learn, understand her body language.

Anyway lets get to the matter at hand:

Please stop pointing your tongue

We don’t want to name names, but lots of people out there go straight for sword-tongue when they start giving a woman head. Please do not do that.

“Most women do not like a pointy, hard tongue on the clit,” said Goldenberg. “Try flattening your tongue and using broad strokes.”

Repeat after me: broad strokes. BROAD STROKES. The hard, jabbing tip of your mouth-muscle is giving nobody an orgasm any time soon.

Go ahead and use your hands

In my experience, most cunnilingus-providers aren’t afraid to shove a finger or two up in there while going down. Which is great. Goldenberg suggests curling two fingers up towards her belly button once they’re inserted, and using a “firm ‘come here’ motion” to stimulate the g-spot.

But! Fingering her isn’t the only way to incorporate your hands.

“You can also use the labia to massage the clit by gently pressing the lips together and kneading the clit between your fingers,” said Goldenberg. “Putting firm pressure on the mons pubis (the mound) and incorporating circular motions will also help to awake the nerves.”

To toy or not to toy (to toy!)

There’s a misconception (I hope it’s a misconception, anyway) that men out there are intimidated by sex toys. Nothing can replace a real, human dick, so don’t worry. But that doesn’t mean a good toy can’t help with oral, especially because – well, you probably can’t get your dick up there at the same time, and sometimes it’s nice to have penetration that doesn’t involve a fingernail.

Stay the course, a.k.a. pay attention

There’s nothing worse than when your partner has found a really super rhythm with you, they’re licking away, and then suddenly they decide that because you’re so into it they should start going as fast and hard as humanly possible just when you’re about to cum.

Instead, if you’re doing something that has your woman writhing with pleasure, just fucking keep doing it. You will know she’s writhing with pleasure by the fact that she is writhing. In order to notice that, though, you’ll have to get out of your own head (ha) and focus on her movements.

“Often, when women want more they will thrust their hips towards your mouth,” said Goldenberg. “Once you found the movement that works, repetition is key.”

Forget what you learned in high school

If what you learned in high school is that forming the letters A-Z with your tongue is the way to make a woman come, I regret to tell you that you’ve been woefully misinformed.

“A big misconception is that people should write the alphabet with their tongue,” said Goldenberg. “This is silly, because when you’re concentrating on letters in your head, you’re not paying attention to her signals in the moment.”

Any suggests creating suction around the clit, as if it were the head of a penis, and always using a flat tongue to go back and forth.

Keep these rules handy, and you will have a happy lady on your hands. And in your mouth (COULD NOT RESIST.)

Pressure and Expectations 

As a woman I find or feel I have a lot of pressure and expectations put on me without a vote in the process.

It’s like I’m expected to get married, I’m expected to give head, I’m expected to have kids, expected to do so so many things, I’m not sure I want to do. When do I get a say in what I want to do, instead of having the pressure(s) of expectations thrust upon me.

I’m 23 soon to be 24, and you know sometimes I don’t feel like giving head, and marriage… OMG, really, I can’t freak’n pop popcorn without burning it–never less being a wife.

I just want to do what I want to do. I want to walk around in sweats with no bra and/or makeup, and watch Orange is the New Black or whatever, and not feel pressured to do anything. I want to flat out say NO, without feeling inconsiderate or sitting for hours wondering if my text response was rude. I just want to be me.

As a child women are drunkened with the “this is how you should behave,” attributes–however, I feel somewhere along the generations, someone forgot to tell/teach me/women its ok to be who you are. Its ok.

Now I’m not saying I dont want the family thing, because I do–not now, not just yet. I want to live with out feeling I got to do X,Y, and Z. I want to say I have to pee without feeling trashy. Oh another thing I want to do… I want to tell or say excuse me (within 2 seconds) to the person standing in the middle of the isle at the grocery store.

OMG OMG this may seem strange but guys do it all the time. But me, no I freak’n stand there like forever without saying anything, because I don’t want to seem rude.

But guys like my dad or brothers, man they will say excuse me, keep it moving and its done.

Question: Do you feel woman have unwanted Pressure and Expectations?

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SurveyStud: In the App Store

Venting…

I remember the first time I tried to describe the physical sensation of menstrual cramps to my dad. His face twisting into a horrified grimace.

Yes. Yes, it can be. And many of us deal with it every month. But unless you’re our SO or close friend, you’ll probably never know about it. Because we still manage to get sh*t done.

There are a lot of similar struggles that women experience all the time — some silly and small, some alarmingly big — that many men might not be aware of or understand. For example we’re always expected to look nice. And to look happy and have a pleasant demeanor. Seriously, sometimes we want to go outside with frizzy hair and no makeup and sweatpants and not talk to or smile at anyone. I also hate white I go to sleep on white sheets, with a white pillow, and wake up with sheets that look like a 1st grader just colored all over them… uggggghhhh.

OMG what about thinking about your safety ALL the time… Where you walk, how dark it is, where you park, who is in your general vicinity at all times. Parking at the mall? Don’t park near a van! Want to stay late studying? Better have someone walk you to your car. It’s exhausting honestly.

See guys dont have these type of thoughts and or problems.

Then you have the petty stuff i.e… painting your nails with the non-dominant hand–how about going-upstairs boobs. Sleeping face down boobs. Hello I’m going to hurt for no reason today boobs. Boob bra knot boobs. We’ve fallen out and going to do our own thing today boobs.

Don’t judge me, I’m venting…

If I happen to run a few errands or God forbid go to school or work without makeup on and I run into someone I know, I get ‘hey are you okay? You look sick.’ And then when I do wear makeup and I look all cute and presentable, I’ll hear, ‘yeah guys definitely like the natural look better.’

Then there’s the stress of an unexpected period, but then also the stress of an unexpected not-period.

Then theres shaving my kneecaps. Twenty-three years of practice and I’m still awful at it.

Finally because I don’t want to bore you with my problems, but ANYTHING and everything you do with the opposite sex can ([and] probably will at some point) be interpreted as being a tease or leading him on.

I could go on-and-on. Sorry, thanks for reading 🙂

Question: What’s something you want to vent about but for whatever reason have not let it out?

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SurveyStud: In the App Store

Bikini Wax

So today I took my best friend to get a Bikini Wax, and I learned something I did not know i.e… there are many types of wax–OMG where have I been.

From a landing strip to a love heart, the front fluff is a thing to be cherished. Here’s how to have some fun with yours, if you fancy:

Before we get all waxy with ya, let’s be clear, there is nada wrong with leaving things down there 100% au natural. There’s no pressure to play around with your pubes if you don’t want to, but if you do, these are some of the best styles and shapes to try.

Ideal for a first time waxer, the bikini line touch up is exactly as the name would suggest, a tidy up around the edges. A good option if you want to keep things on the natural side, but prefer a little more definition. Hair is removed from anywhere outside of a modest panty line – so around the tops of thighs and any hair above your panty.

Similarly to the above, the full bikini wax is still nice ‘n’ natural, but with a little more of a neaten up around the top and sides of your pubes. This is usually referred to as a standard bikini line on most salon menus. You can keep your knickers on when you have this one done.

A French wax differs from other styles like a Brazilian as most of the hair is taken from around the front and sides, but the middle (labia) and around the back is left alone.

If you want down there to be smooth and clean of hair, without feeling too bare, French is the way to go.

The shape of the hair at the front is totally up to you, but the landing strip is a classic option. Other popular shapes include a tiny triangle and a postage stamp, but feel free to ask for whatever style you prefer.

Now if you want to feel super clean, Brazilian waxes are one of the most popular options when it comes to primping ya pubes. Unlike the French version, when you go Brazilian they take the hair off the top and sides of the bikini line, but also all the way under and around the back, too. 

If you want to feel totally smooth and hairless, go Brazilian.

Just like with a French wax, when having a Brazilian you can ask for whatever shape you like, many people opt for a landing strip, but another popular option is the Bermuda triangle. It resembles a traditional bikini line wax (with just a neat triangle of hair left) but minus the fluff on your labia and ass.

Question: What’s your thoughts on waxing?

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SurveyStud: In the App Store 

Kissing A Guy With Bad Breath

Looking back at a specific relationship, I am a little surprised I was down for the sh*t breath for so long. I think that had we not been cool and pretty good friends before we tried dating for a while, I probably would’ve nipped that in the bud early. But it’s amazing what you’re willing to look past when you genuinely like someone.

I’m writing this is because during a brainstorming meeting my boss (Amy Goldenberg, Consumer Research Analyst, SurveyStud,inc) said she wanted someone to explain the psychology behind being able to date someone with tart breath (to put it mildly) and never tell them about it. Before I knew, it I was opening my big mouth announcing, “Oh I did that.”

In my defense, I was 20, I had known the guy nearly all my life, and we didn’t date that long. Still, the joke to end all jokes on him was that his breath smelled like some sort of horrid combination of rust and metal. And there I was putting my tongue all up in and through the danger zone. Gag me. Literally.

Any time I was about to meet up with Yuck Mouth (YM,) there was anxiety in my stomach, worrying just what level of stank his mouth was going to reek of that day.

In all seriousness, gum was my lifesaver. I’m never one to leave home without it anyway, but I made sure to double up when I knew we’d be hanging out. And just in case any of you are finding yourself in the unfortunate position of slobbing a yuck mouth, know that the flavor must absolutely be wintergreen, green mint, winter mint, peppermint, or anything in that category. Messing around with that wildberry, bubble mint mess with have feeling like you just stuck your tongue in a field of strawberries that mother nature defecated on. Learn from me, don’t do it to yourself.

Being careful not to stand too close when talking also helped. Like with anything else, the longer you think about something the less likely you are to do it. If I would have been up in his face for too much time before we had one of our cheesy makeout sessions, I’m pretty sure I would have eventually ran the other way and pulled one of those curfew copouts or fake phone calls to get myself up out of that sticky spot. But when the odor doesn’t overcome you until right about the time that you’re ready to start exchanging pecks, those teenage hormones are already in overdrive and you figure eff it. What doesn’t make me throw up, only makes my stomach stronger.

As for why I didn’t tell YM about the atrociousness spilling from his oral orifices. Simple: I wouldn’t be telling him anything he didn’t already know or that would make a difference. The thing is, gum was like a band-aid over his breath. Heck, toothpaste was a bandage over that putrocity (yeah, I made that up). I was convinced my summer fling/friend thing had a serious case of halitosis and what I knew for sure, like Oprah says, is that simply saying “your breath smells” didn’t even cover the half and was surely not going to remedy that ailment

Question: Is it appropriate to tell someone their breath is tart?

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SurveyStud: In the App Store

Itchy Nipples…

Have you ever been walking along, having a totally normal day, and suddenly your nipples feel itchy, it’s like you’re wearing a bra made of a 1000 nipples.

If your nipples are anything like mine, they don’t usually cause much trouble — they go along to get along, trooping around quietly in the bra until you need to unleash them for practical and/or recreational purposes — which might be why, when your nipples feel strange, it can sometimes be kind of terrifying.

That terror can easily turn into full-tilt panic: My first thoughts are ALWAYS could my itchy, dry nipples be a sign of something serious? Are these random hairs going to be here for the rest of my life? Why hast thou betrayed me, beloved headlights!

The shock of having a nipple feel weird is usually much worse than whatever’s actually going on with your nipple — because, for the most part, nipple weirdness is not a sign of a serious health problem. Anything having to do with my breasts can send me into breast cancer panic mode.

The most common nipple-related breast cancer symptoms are tenderness, dimpling, a change in skin texture on the nipple, and a suddenly inverted nipple (inverted nipples are common and harmless — a sudden inversion is the only cause for alarm.)

So what I’ve learned is that anything else that you feel: random itch, tingle, or drip — is most likely nothing to worry about.

If your nipples look or feel different than they usually do for a prolonged period of time, or if you’re just freaked out, it’s always a good idea to see a doctor. 

First of all, itchy nipples are almost never a sign of a health problem. In rare cases, itchy nipples can be a symptom of inflammatory breast cancer or Paget disease of the breast, but itching is almost never the only symptom.

Run-of-the-mill itchy nipples have more benign causes: sometimes the itchiness is created by a skin condition, like eczema, but if you’re not experiencing a rash or other symptoms, odds are that your nipples are itchy because they’ve become irritated — by the laundry detergent or soap that you use, by friction in an ill-fitting bra, or by dry weather that’s making all of your skin dry and itchy.

Itchy nipples can also be a side effect of pregnancy-related breast growth — as a pregnant woman’s breasts expand, the stretching of the skin can irritate the nipple, leading to drying, cracking, and a persistent nipple itch.

Fortunately, itchy nipples are easy to treat, for pregnant and non-pregnant folks alike — just massage some non-irritating moisturizer into your nipple, especially right after you come out of the shower. The moisture should keep your nipples calm. But no matter how itchy your nips get, don’t put calamine lotion on them — that lotion can actually dry the skin of the nipple, and make the itching worse.

Question of the day: How do you handle the itchy nipple?

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SurveyStud: In the App Store